Reasons to order an appraisal from Anderson Appraisal, LLCTo many, an appraisal just looks like one more thing in the long list of items for a home sale or refinance. The majority of lenders still call for a local expert because the stakes are so high, even though there are a growing number of automated home valuation systems that may appear to be more economical than an appraisal. Is obtaining a mortgage the only reason you should get an appraisal? Are there other instances when the services of a licensed, independent real estate professional might be helpful? You bet. 
Contest your tax assessmentIf you reside in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from Anderson Appraisal, LLC is your best evidence when building your case. At Anderson Appraisal, LLC, we're capable of assisting you in challenging your tax assessment. PMI removal to reduce a mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that many lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This extra payment is often bundled into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. Anderson Appraisal, LLC will produce a statement regarding the value of your home, and the cost of the home valuation can generally be offset in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from Anderson Appraisal, LLC Order onlineSettle a divorce with less stressA divorce is a very traumatic event for the parties involved, and it is often further complicated by the troublesome decision of who gets the home. Regardless of the circumstances, it's a good idea to get an appraisal from Anderson Appraisal, LLC so both parties are completely aware of the true market value of their home. If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Accurate and fair estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Potter County for workWe know the stress associated with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive inspection, we recommend relocating employees to provide feedback on the positive attributes of their property, as well as information about any recent sales or listings in their area that they want considered. Sell your home promptly — for an accurate priceA professional appraisal can help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price. On a daily basis, we determine the difference in value items like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties stay on the market. 
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